Friday, January 6, 2012

From the LA Times: Santorum tangles with voters over gay marriage, health insurance

Santorum believes an adult who had cancer when he was five years old should pay more for health insurance than a healthy adult--& the healthy adult should pay less because the healthy adult did everything right.

Santorum apparently believes the 5 year old boy did something wrong. That must be why the boy was punished with cancer. So it's only right that he should also be punished with high health insurance rates, right? Not sure what he did, but that 5 year-old must've been a real asshole.

From the LA Times:

Earlier, at a town hall meeting in the basement of the public library in Keene, Santorum was gently confronted about health insurance by an emergency room nurse who had just worked an overnight shift and apologized for being tired.
She said her son, who recently graduated from college, had been diagnosed with cancer at age 5. Why, she wanted to know, should her son pay more for health insurance as an adult when he had done nothing wrong and had not caused his own health woes.
“You believe that someone with a healthcare issue should pay the same amount as a healthy person?” he asked.
The nurse replied that she did.
“That’s not how it works,” said Santorum, comparing health insurance to auto insurance. “People with higher risk should pay more. Why should we charge more to people who have done everything right?”


Duh, lady. That's not how it works. How is an emergency room nurse so stupid about healthcare issues?

Interestingly, Santorum has a daughter with special needs. Luckily for her, Santorum is financially comfortable. But man, his daughter must've done something very wrong.

Full post here.

21 comments:

  1. Has Savage redefined "Rick" yet?

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  3. yeah why we should let kinds with cancer off the hook? those fuckers never did anything fir us

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  4. Maybe I'm missing the joke, but health insurance actuarial calculations are designed to spread the cost of care across everyone in the pool, so that sicker people are NOT charged higher premiums. It isn't like auto or home, where the carriers can charge higher rates to people with higher claims histories. The only exception to that is the "high risk" pool, and THAT is only an artifact of the "individual" (not employer/payroll/retiree) health plan. Even the current high risk pool created under ACA is scheduled to be sunset in a few years; it was meant to offer at least something to people who have been more ill. So when Santorum bullshits people about "how things work", he's just wrong about health insurance is generally meant to operate, and distorting reality to confuse people, that a health policy works just like a auto, home or disability plan.

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  5. Taken to it's very "logical" conclusions we should just get rid of insurance all together and let the sinners who did things wrong pay the actual full cost of their health care out of pockets and quit subsidizing these evil doers. Perfect folks like Ricky don't need to carry insurance. If they did, then it is a clear indication that they are not perfect and did something wrong like this poor 5 year old.

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  8. We who are members of the disability movement in Pennsylvania worked hard to get him "un-elected" in Pennsylvania as Senator. Each time we met with him in his office during his time as our senator, WE were appalled by what he told us. His disgust at all of our wheelchairs and perhaps not so pretty bodies was always evident. But WE were the ones that wanted to vomit as we looked into his eyes and saw the lack of humanity.

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  9. Santorum = a frothy mixture of Calvinism and Ayn Rand.

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  10. Thanks for this post. awesome!

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  11. With respect, and taking into account that Rick Santorum made a stupid argument, you folks seem to be missing what the point of insurance is. Insurance is simply the way that we manage risk. It's not a method of transferring wealth from lucky people to unlucky people, or from advantaged people to disadvanted people.

    For example, if an 80-year old wants to take out a life insurance policy, and a healthy 30-year old wants to take out a policy worth the same on their demise, then I don't believe that the insurer should have to charge both people the same. If you were the insurer, or a shareholder in the insurance company, you certainly wouldn't want to do that. You would realise that given the probabilities involved, it would be a stupid thing to do. You could afford to give the 30-year old a much cheaper policy.

    If you think that all equivalent insurance policies should charge the same, you are saying that society should not be allowed to be manage risk in the most effective way possible. The EU is imposing a directive which will force car insurers to charge males and females the same. What's the result of this going to be? Safer female drivers paying more, dangerous male drivers paying less, and therefore, on the margin, more death and distruction on the road along with a weakened ability to pay for it (causing insurance as a whole to cost more for everyone). The same principles apply to life insurance, health insurance, etc.

    By the way, none of this is to suggest that we shouldn't give in a charitable way to the old, the sick, etc, who need our help. But if you think that insurance should be regulated to turn it into a mechanism for charitable transfers, then you are actually killing off insurance as a risk management tool, and ultimately making it harder for us to provide for the disadvantaged.

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  12. I wonder what santorum would say if a 5-year-old forcibly sodomized by a Catholic priest was internally injured and needed the services of a proctologist.

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  13. To graham34: Life insurance is a financial investment based on the likelihood of how long you will live to make payments before your beneficiaries can cash in the policy. The odds that a 30 year old nonsmoker with no preexisting illnesses or congenital defects will live to pay much more in premiums than an 80 year old is the reason for a lower rate for the 30 year old, assuming it is for the same policy value. This makes life insurance rates more a matter of advance financial planning and risk prevention choices. These are options entirely within the control of the policy holder.
    Health insurance is meant to provide health coverage to a group or populace to spread risk among everyone equally, as well as (in theory) create bargaining power by a large group to negotiate lower healthcare costs. Even among group health plans there is usually an added premium paid for smokers.

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  14. Life insurance and health insurance is NOT the same thing. You don't need life insurance to survive, but many of us do need health insurance simply to stay alive. I was diagnosed with type 1 diabetes at the age of 3. For my entire life, I have required insulin injections simply to stay alive. I use almost 2 vials of insulin a month via my pump. Without insurance, just my insulin alone would cost close to $400/month. There's no way I could afford that and still pay my mortgage and for food and transportation. Therefore, I am as reliant on health insurance as I am on insulin to survive. And like other type 1 diabetics, I also require pump supplies and test strips (additional costs). I didn't do anything to acquire this condition; it was simply bad genetics. While I could live without life insurance, surviving without adequate health insurance would be difficult if not impossible. There are many others out there in this position.

    Obviously, Santorum is an idiot. I simply hope that the vast majority of Americans can understand why this moron would be so dangerous as a president.

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    You can also test for endless specific locations, towns, cities, to see where your site ranks in a given locale.

    Preview site:
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  16. Funnily enough, I'm writing a chapter for my thesis on this very subject right this minute. As in, I'm writing a chapter on the MEDIEVAL philosophical ideas which equated illness and deformity with sinful action or thoughts. In other words, Santorum's line of thinking which equates health and lack of fault is literally straight out of the middle ages.

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  17. Actually the majority (61%) of working Americans have health insurance that is NOT based on prior conditions- that is insurance sponsored by their employer. Those numbers have declined in recent years thanks to corporate greed, but the Affordable Care Act (Obama's health care law) is designed to increase the availability of this type of insurance. So what the supposedly ignorant RN was asking is why Rick would want to overturn a law that provides affordable health coverage to everyone, even those with prior conditions? How would that be making people's lives better? And remember the insurance industry is on board with this plan.

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  18. What a disgusting and vile person. The current definition of Santorum is an insult to poop and lube. I think the definition of Santorum needs to be changed to "The frothy mix of lube and fecal matter that is the byproduct of anal sex between a horse and a venereal disease-riddled 60-year-old prostitute, left out to rot in a heaping pile in the storm drain of an abandoned meth-lab for decades, merging with pigeon shit and crawling with maggots until one day becoming sentient, able to rise up out of the storm drain and slowly metamorphosize into a gigantic turd in a sweater vest and run for Senate."

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  20. I have to agree with you. Life insurance and health insurance is definitely not the same thing. We have to understand that.


    ppi refunds

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  21. I would disagree with these beliefs "Santorum believes an adult who had cancer when he was five years old should pay more for health insurance than a healthy adult--& the healthy adult should pay less because the healthy adult did everything right". People don't want to have cancer at the early age and those healthy people are so blessed so I guess the healthy people and sick people are the same in terms of payment. It should be equal. I would also suggest to those experiencing health issues at the early age, they should get a family medical insurance as the time they know their health status.

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